Money Makes Money Reviews

An interesting turn-based resource management sim. The concept is simple enough. Game of Life, make it to the end as successfully as possible, make sure you've got enough money to pay your taxes. Only issue is when you figure out the right path - School, university, Professional career track then Put everything into office based real estate, you should end up with about half a billion by the end of it, it loses a lot of playability. Still a good couple of hours fun for the price.

This is a very enjoyable litle life sim that focuses on giving the player some innsight into how investment and economy works. It does what it intends very well and has given me a good 17 hours of entertainment at this point. It takes some trial and error to figure out good strategies and how the different game mechanics work, so i would say this may not be for you if you are impatient or dont enjoy a challenge.

It is a nice game about life investments! Some parts feel dated and unfinished (no end screen). But overall still nice to play a few times for this price!

Garbage. Unrealistic expenses increasing with income. Unrealistic random events makes it nearly impossible to develop any kind of strategy. Great idea on building a game to teach people about economics and the different forms of investing but horrible execution. Needs a lot of work.

Eh, I spent $3 on this game so I'm not that upset but it's pretty shallow and unbalanced. For some reason, as a 16 year old kid I'm allowed to take out $150k in real estate loans, which if you put into commercial real estate can quickly earn you an average growth of 36% with a 6% income. Once you lower insurance costs and income tax not even the worst economic conditions can touch you. Played the game for like 3 hours and hit over a quadrillion dollars, and that wasn't even fully maxing everything. It's not a completely terrible game but the dev doesn't seem to be interested in fixing things and you'll get tired of it really quickly.

This is a great game for demonstrating a lifetime of finance and money skills; and how time works to compound returns. Over the last three years I have owned it, I have come back to it regularly every six months for a few more scenarios, and games, to test, and to remind myself of what I had learned before. Yes, I have only 55 hours logged so far, but a game can be run in about an hour and a half, maybe faster. For the time involved this is a Class A coach; so much so that I have bought more than ten of my steam friends copies of the game since I first became aware of what it offers. Im a full time stock trader myself, 50+ years of age, with a paid for house and a history in business, but my friends list ranges from 16 years old to 60. Literally anyone can get something out of this one :D

I never recommend you to buy this game basically. Because the pattern of game is same. And, the debt arises automatically when you start the game. Investment has various risk surely, but please not to be arisen the debt automatically.

For the price, it's a fun little time sink. One problem I've found is that maxing out an investment at 2147M will cause that investment to lock and go into the negative, making it impossible to use that money, as well as count against your net worth.

As someone who studied finance I was hoping to enjoy this game but it is just ridiculously unrealistic and has way too much randomization built into it. There seems to be absolutely no control over random events and how you live your life. I randomly was married with a child and divorced by age 23 without any choice in the matter. Additionally there are random requirements for doing certain things that don't make sense. There were times that I could easily afford the costs of education out of pocket but was still forced to invest time into learning about student borrowing before furthering my education. What is the point in that if I'm not borrowing money. Another issue that I came across was the investment in real estate rental properties which not only consistently lost value over the span of 30-40 years (seriously?) but did not seem to contribute any rental income whatsoever. The biggest issue though is the expenditure scaling. By the time I was in my mid to late 70's I had hundreds of millions of dollars in investments and decided to try to hit a billion before age 90 when the game apparently ends. I was earning hundreds of millions in "medical benefits" per year, tens of millions in interest on bonds (30% interest, year after year, seriously?) and had about half a billion in crypto currency investments. You would think that I was set up for a life of luxury in my twilight years, you'd be wrong. By the mid 80's my expenditures were approaching a billion dollars a year with no way to control them. I have no idea what they were scaling off because even as I sold of massive amounts of my investments trying to fund the ridiculous "elderly care" bills the costs just kept spiraling upwards. By the time I hit about 85 I was unable to pay my bills and was bankrupt. This is absolute foolishness. You MIGHT enjoy messing around with this game a bit and to be honest I did get some enjoyment out of it but I absolutely cannot recommend this game. Do not think you are going to learn anything serious about life and financial matters from this that will carry over into the real world. This is not at all how personal finances work.

This little game is an important educational (and entertaining) gem. It is simple but sophisticated and realistic. The goal is to go through life (from age of 10 to 90) without becoming bankrupt. It is realistic because it takes into account all relevant macroeconomic factors, such as government stance, tax levels, benefit system, income levels for different job types, and relevant pension provisions. It is also realistic by making time, not just money, a very important factor. We invest time, not just money, in everything we try to achieve, and the game neatly captures that. Overall, I enjoyed playing it multiple times, and I've also learned a few things from experimenting with different career tracks and investment options. It really made me reflect on my own life choices. I just wish this game existed when I was 10! I might've made different financial, career and educational choices.. Pros - a neat interface; investing time and what that means for game outcomes takes a bit of learning, but makes sense; - all parameters are realistic (taxes, interest rates, salary levels, costs); most time investments are also realistic; - the available time to invest drops after a certain age, which is also realistic (since we get less energy as we age); - the variety of jobs and investment instruments available, as well as changes to macroeconomic factors, means the game can be replayed many times under new scenarios; Cons: - paying taxes is manual, which is not necessarily true in life for employees; it also becomes annoying and would benefit from an automated payment function; it is also not necessarily true that we first buy clothes and then pay taxes, so order of deductions is important I think; - level of expenditure such as living costs cannot be controlled (apart from some discounts, which are very time-expensive); I think in real life we are more in control of how much we spend, and how that expenditure increases over time; - having children seems more like a life event than something we have any control of; perhaps that should be a measure of education? the age at which people have children can also be different based on level of education; - after a certain level of wealth, the game becomes quite repetitive - what else than pay taxes, buy some expensive experience and luxuries and reinvest? It becomes quite sad actually..